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Surf's Up! Ride the waves of a changing payment system with the experts.
Order Now! Complete your purchase on-line by submitting your request on the form at the bottom of the Home page on this web site and paying on-line via Secure Payment Link. Complete your order by mail. Simply send your request to the address below with a check or money order (no cash) made out to JDP Enterprises for the amount of purchase ($23.95* per book - shipping is free within the continental U.S ) . Be sure to tell us the number of copies you'd like and include a complete and accurate shipping address and telephone number. JDP Enterprises 6505 W. Park Blvd.,Ste.306 #253 Plano, TX 75093 If you are interested in a quantity discount on 10 or more copies, or require special shipping (expedited or international) please email us at sales@jdpenterprises.biz . Please allow 10-14 days for free domestic delivery. If you require shipping outside the continental U.S. we will email you with a shipping quote. * No taxes applied for out of state purchases. For purchases in Texas, taxes are included in pricing.
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Surfing Payment Channels, the book and related publications, including this web site, are the property of JDP Enterprises, Linx Payment Systems LLC and are protected under copyright law. Use of any portion without prior written consent is unlawful. Copyright 2006 James D. Pitts
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Linx Payment Systems, LLC Linx Payment Systems provides a variety of payment acceptance and billing related services, featuring Secure Payment Link, a single pay convenience option aimed at large billers to allow them to offer electronic payment choices to their clients in addition to traditional paper remittance alternatives. Secure Payment Link facilitates major credit card and e-check acceptance by Internet or telephone via fully automated secure Web sites and VRU (voice response unit) systems hosted and supported by top tier delivery and financial partners. Other services include donation acceptance capability for non-profit organizations, e-billing notifications, automatic recurring payments, event registration support, merchant services, credit cards for business and personal use, consulting and various marketing services. For more information go to www.linxpaymentsystems.com .
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The Clearing House Payments Company (www.theclearinghouse.org) is a private sector, global payment systems infrastructure that clears and settles 20 million payments for more than $1.5 trillion per day. The Clearing House serves more than 1,600 U.S. financial institutions and hundreds of international participants and manages payment services that span the entire spectrum of paper, paper-to-electronic, and electronic payments. Services include local and regional check exchange and settlement services; ACH association and operations; large-value "wire" payments; electronic check presentment; and an image exchange. Financial institutions of all sizes benefit from payment systems that meet the highest standards for reliability, security and service. The Clearing House Payments Company is owned by the following banks or their U.S. banking affiliates: ABN AMRO Bank, Bank of America, The Bank of New York, Bank of Tokyo-Mitsubishi/Union Bank of California, BB&T, Citibank, Citizens Bank, City National Bank, Comerica Bank, Deutsche Bank, Fifth-Third Bank, HSBC Bank, JPMorgan Chase Bank, KeyBank, M&T Bank, National City Bank, PNC Bank, U.S. Bank, Wachovia Bank, and Wells Fargo Bank. Originally established in 1851, The Clearing House is the oldest association of financial institutions in the United States. For more information on The Clearing House, contact chip.savidge@theclearinghouse.org or call (212) 613-9896
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NetDeposit, Inc. was founded in 1999 and incorporated in January 2003 as a wholly-owned subsidiary of Zions Bancorporation. Since then, NetDeposit has led the field in the development of image-based, distributed payment capture technology. NetDeposit was first to market with a corporate remote deposit capture platform, an image-based “decision gateway” for sorting and routing electronic items and industrial-grade Image Replacement Document (IRD) print software. This technology has matured over several generations of development and through direct feedback from NetDeposit customers. For over four years, NetDeposit technology has enabled remote capture and electronic clearing, and currently powers the nation’s top IRD print networks. NetDeposit solutions have processed millions of electronic items. NetDeposit offers its technology for licensed, in-house deployments and through an on-demand, hosted service. NetDeposit, Inc. delivers the power and promise of check electronification to financial institutions, third party processors and corporations. NetDeposit’s NetCapture, NetConnect and NDpro solutions help financial institutions leverage the new marketplace enabled by Check 21 legislation by facilitating the remote capture, sorting and routing of electronic items. Since its founding in 1999, NetDeposit solutions have powered thousands or remote capture locations and processed millions of electronic items. NetDeposit is a subsidiary of Zions Bancorporation (NASDAQ:ZION). For information call 1 (801) 273-6067, email: info@netdeposit.com or visit www.netdeposit.com.
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The National Clearing House (NCHA) is the single largest settler of clearinghouse check volume in the United States, settling more than 6.7 billion items annually. A member-owned and member-driven national association of financial institutions, NCHA provides check clearing, settlement, risk management and related services to 709 check processing sites representing 539 financial institutions and provides settlement and related services for 20 customer clearinghouses across the country. NCHA is the only organization of its kind that provides settlement services for all types of transactions (ECP, Checks, Images, Manual Entries and Manual Adjustments) in a single application. NCHA provides a standardized platform and rules and has been recognized as the leader of settlement activities and the gateway to all major providers of both check and image services, including the top 20 banks in the nation, allowing its constituents the ability of choice. NCHA supports all industry standards and continues to expand services through valuable partnerships and alliances in its commitment to provide risk management-related services, promote image exchange and assist the industry in the transition from paper to electronic clearing. Visit NCHA on the Web at www.TheNCHA.com.
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The Endpoint Exchange Network enables U.S. financial institutions to clear their check-based transactions by exchanging check images between member institutions. The Endpoint Exchange Network (www.endpointexchange.com) is the country’s first electronic check-clearing network that capitalizes on existing imaging infrastructure and settlement relationships, with the interoperability to connect to every endpoint in the nation. Metavante Corporation (www.metavante.com) is a leading provider of image-based check processing and distributed image-capture solutions, which include the Endpoint Exchange Network. Metavante delivers banking and payment technologies to financial services firms and businesses worldwide and is wholly owned by Marshall & Ilsley Corporation (NYSE: MI).
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ECCHO is a national clearinghouse that is owned by its member depository financial institutions. ECCHO was created in 1990, has 400 members and provides rules for the exchange of check images. ECCHO’s members hold more than 60% of the total U.S. deposits. ECCHO coordinated the Industry Group that included 140 individuals representing more than sixty organizations including banks, credit unions, banking trade associations, technology companies, and other clearinghouses. The Industry Group developed consensus positions and recommendations to the Federal Reserve and the U.S. Congress relative to the Check 21 Act. ECCHO was involved in virtually every aspect of the passage of the Act. ECCHO’s primary functions are image exchange rules, education and industry advocacy. Rules are needed for image exchange because check image exchange is not addressed in statutory law, regulatory law or case law.
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VICOR, Inc. is the leading provider of solutions that optimize the processing of complex payments for businesses and financial institutions. By managing multiple payment types and formats across diverse distribution channels, VICOR helps businesses and financial institutions save time and money, attract new customers, generate revenue, and leverage existing technologies. VICOR serves the following market segments: Receivables, Check 21, Government Forms Processing, Payables, Healthcare & B2B ePayments. In 2005, VICOR’s solutions processed over $1.4 trillion in payment volume, 222 million payment transactions and 335 million payment related documents. VICOR owns and manages the Corporate Payment Progress Index (CPPI), an industry initiative that quantitatively measures the progress of corporate payments. VICOR is headquartered in Richmond, CA.
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Checkfree Corporation Founded in 1981, CheckFree Corporation (Nasdaq:CKFR) provides financial electronic commerce services and products to organizations around the world. CheckFree Electronic Commerce solutions enable thousands of financial services providers and billers to offer their customers the convenience of receiving and paying their household bills online or in person through retail outlets. CheckFree Investment Services provides a broad range of investment management solutions and outsourced services to thousands of financial services organizations, which manage about $1.3 trillion in assets. CheckFree Software develops markets and supports software applications that are used by financial institutions to process more than two thirds of the 12 billion Automated Clearing House transactions in the United States. The division also provides operational risk management, financial messaging, corporate actions, and regulatory compliance software to more than 1,500 organizations across the globe.
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ViVOtech (www.vivotech.com) is the market leader in contactless/NFC payment software, transaction management systems, and readers. These innovative solutions allow consumers to make contactless payments with radio frequency-enabled credit cards, debit cards, key fobs, and NFC-enabled mobile phones. ViVOtech's products are used by some of the most prominent retailers in the United States. Currently, with more than 200,000 units in 18 countries, ViVOtech's products are in use at movie theaters, fast food restaurants (QSR), casual dining establishments, convenience stores, gas stations, drug stores, grocery stores, buses, taxicabs and vending machine locations, enabling a wide variety of businesses to accept contactless/NFC payments. In 2005, ViVOtech received the prestigious Frost & Sullivan technology award for its role in transforming the contactless payment industry, as well as winning the first annual ETA Technology Innovation Award. ViVOtech was recently honored with a MasterCard "Best Vendor Partner Award" as the first vendor to deliver stand-alone contactless readers for MasterCard PayPass customers.
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Clint Shank SortLogic Systems A Division of Omni-Soft Inc Wally Vogel Creditron Gary Provo Executive Vice President eGistics, Inc 214-256-4613 Joseph J. Gregory Vice President, U.S. Operations Orbograph An Orbotech Company 978-901-5042 Steven G. Bohn Vice President-Partners and Alliances eCharge² Corporation 615-860-6240
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Treasury Strategies, Inc. Founded in 1982, Treasury Strategies, Inc. is a client’ focused, management consulting firm serving corporations and financial institutions. As a thought leader in treasury, liquidity, payments and working capital management, Treasury Strategies develops customized and actionable solutions unparalleled in the marketplace. For more information, visit our website at www.TreasuryStrategies.com
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