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Table of Contents Introduction Chapter 1 Navigating New Waters: Lessons of a Changing Payments System Rich Oliver, Federal Reserve Chapter 2 Payments Observations 1960-2006 Jerry Milano, The Clearing House Chapter 3 Perspectives on Check Jim Pitts, Linx Payment Systems LLC Chapter 4 A Short History of NetDeposit Inc. Zions Bancorporation Vision Chapter 5 Check Clearing House Role in an Evolving Industry Glenn Wheeler, NCHA Chapter 6 Versatile Check Image Exchange Jeff Veterick, Endpoint Exchange LLC Chapter 7 Payments System Endgame David Walker, ECCHO Chapter 8 Complex Payments Robert F. Kirk, Vicor, A Metavante Company Chapter 9 The Commercialization of the ACH: How CheckFree Became a Leader Mark A. Johnson, CheckFree Corporation Chapter 10 Contactless Payments and the Credit Card (R)evolution Mohammad Kahn, ViVOtech Chapter 11 Additional Views on Emerging Changes 11.1 The Electronic Check Sorting Diet Clint Shank, Sort Logic 11.2 Remote Deposit: Don’t Do It Half-baked Wally Vogel, Creditron Corporation 11.3 Have It Your Way Gary Provo, eGistics 11.4 Check Recognition - Not a Commodity Joe Gregory, Orbograph 11.5 Building Trust and Security into E-commerce Transactions Steve Bohn, eCharge² Corporation Chapter 12 Making Sense of Payments Cathryn R. Gregg, Treasury Strategies Inc.

	Surfing Payment Channels, the book and related publications, including this web site, are the property of JDP Enterprises, Linx Payment Systems LLC and are protected under copyright law. Use of any portion without prior written consent is unlawful. Copyright 2006 James D. Pitts